It really is incredible how cars have shot up in price over the last 10-15 years. I suppose one crude oversimplistic hypothesis is that PCP and lease deals have masked these increases for many people, who are happy with the £xxx per month and don't really care about overall price.
Your second paragraph, I'm printing off and leaving it where my other half will see it. I.e. nowhere near the washing up.
That's it in a nutshell. The top line price is in the majority of occasions almost irrelevant these days. It's why TUK wanted the headline figure of £299 p/m.
We actually financed our last 2017 Yeti on PCH. £27k on the road for a top of the range L&K 4x4 which was £2350 up front then £125 x 23 months. That was a good deal back in the day when cars actually depreciated. We basically covered the cost of the VAT over two years and then handed it back. No brainer.
As for the second paragraph? With hindsight, I think it's pretty much word for word me making a case/pleading to the wife on April 19th

