Ooft! Ya b**d! That's horrendous!...the first quotes are coming in just over 1k ...
GR86 Insurance
- Thread starter KobayashiMaru86
- Start date
Mine was £395 with a few mods including: Cosmetic Exhaust, Big Brake Kit, Wider Wheels, Wider Tyres and an expensive 4K 2ch Dashcam system. You must have a Diamond encrusted Dashboard innit!?Indeed! No idea why I am an angelwill have a better look in a week I think.
Who's your insurer? That's a crazy low price.Mine was £395 with a few mods including: Cosmetic Exhaust, Big Brake Kit, Wider Wheels, Wider Tyres and an expensive 4K 2ch Dashcam system. You must have a Diamond encrusted Dashboard innit!?
Silver Fox
Totally Hooked
- May 7, 2022
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You young and/or on 11 points?It's that time of year again for me and for a car which spends most it's time locked in the garage the first quotes are coming in just over 1k which is a good 300 more than last year
Try Moja online AXA. Very good at the moment. I just got mine for £335.It's that time of year again for me and for a car which spends most it's time locked in the garage the first quotes are coming in just over 1k which is a good 300 more than last year
I’m 50, SDP only and 4k a year
0 points. Had my licence for 20 years.You young and/or on 11 points?
Itcaptainslow
Obsessed member
- Sep 4, 2023
- 379
- 425
It's also worth trying AXA themselves - it's who mine is with. They're pretty inflexible with mods, apart from a stainless exhaust, which I have. Think my premium was around £270 - 37, good postcode & driving history (touch wood!), car garaged doing 3k per annum.
I tried AXA, they were about £50 more for the same thing.
I have the ducktail on mine which is covered by the dealer fit option on the policy. Still deciding if I can be bothered fitting an exhaust yet.
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kacpr
Dedicated member
I went with Policy Expert this year, silver cover (lowers the excess to £100, with £250 voluntary, making it £350, covers windshield which bronze didn't). Came to about £480, much lower than last year's with Chris Knott but I'm mostly happy that I don't have a £900 excess on the cover anymore 
Just be warned Policy Expert seem not to like if you do multiple quotes, even through 3rd party engine and will flag you for some additional checks. I did multiple quotes, adding my partner to the policy, changing where the car was parked at night etc. They asked for standard NCD proof, but wanted my address proof, photo of both sides of the license, the gov link to my license... AND photos of my parking spot, with and without the car in it
Just be warned Policy Expert seem not to like if you do multiple quotes, even through 3rd party engine and will flag you for some additional checks. I did multiple quotes, adding my partner to the policy, changing where the car was parked at night etc. They asked for standard NCD proof, but wanted my address proof, photo of both sides of the license, the gov link to my license... AND photos of my parking spot, with and without the car in it
I'm surprised that they didn't ask for a photo of your pyjamas, so that you're properly attired should you have to run outside and warn off potential thieves...They asked for standard NCD proof, but wanted my address proof, photo of both sides of the license, the gov link to my license... AND photos of my parking spot, with and without the car in it
Spirited
Totally Hooked
- Jan 23, 2022
- 488
- 503
Petition: Require car insurance companies to insure the car, not the driver
petition.parliament.uk
Petition: Require car insurance companies to insure the car, not the driver
Car insurance companies primarily insure drivers, rather than cars. We believe that not only is this false advertisement, but it can also allow for discrimination, often affecting young people.
MorrisM
Obsessed member
- Feb 4, 2024
- 211
- 285
I’d sign a petition for car insurers to be required to recognise your no claims bonus across several cars.Petition: Require car insurance companies to insure the car, not the driver
Petition: Require car insurance companies to insure the car, not the driver
Car insurance companies primarily insure drivers, rather than cars. We believe that not only is this false advertisement, but it can also allow for discrimination, often affecting young people.
leosayer
Totally Hooked
So they want insurance companies to ignore driver age, claims history, accident history, convictions and instead base the premium on the car only?Petition: Require car insurance companies to insure the car, not the driver
Petition: Require car insurance companies to insure the car, not the driver
Car insurance companies primarily insure drivers, rather than cars. We believe that not only is this false advertisement, but it can also allow for discrimination, often affecting young people.
Good luck with that.
Insurance companies would never move away from a risk based strategy. They simply wouldn't exist.
The focus should be on manufacturers to simplify and reduce the costs of producing cars. Then again if they did that no one would buy them. People want their cake and to eat it.
The focus should be on manufacturers to simplify and reduce the costs of producing cars. Then again if they did that no one would buy them. People want their cake and to eat it.
Itcaptainslow
Obsessed member
- Sep 4, 2023
- 379
- 425
Indeed. So those who are low risk will end up paying a lot more to cover those who are high?
I'm a socialist at heart, but not for this, sorry.
Wow! That is a super-sh*t insurance company; not even a cosmetic exhaust ffs? Time to find someone else I reckon!
Silver Fox
Totally Hooked
- May 7, 2022
- 3,621
- 8,320
Renewal quote just come through. £51 cheaper than last year. Nice.
